Buying
Buying a house can be an exciting, but also intimidating process. We’ve created some resources for home buyers below that can help you find your perfect home, while avoiding some costly pitfalls. If you’re ready to take the plunge and need some expert help, click here to find a Sutton agent near you.
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Buyer resources
First time home buyers
Everything first time home buyers need to know about purchasing their first home.
Read moreHome renovations
Get home renovation tips to help ensure you're taking the right steps to your renos.
Read moreHealth tips
Having a healthy home is important to living a healthy life. See our tips here.
Read moreRecent posts
Retirement Real Estate Planning
Wednesday 17th, 2021
Sutton Realty
By 2041, one in four Canadians, nearly 25%, will be over the age of 65. Just a generation earlier, in 2011, that figure was only 14.8%. This demographic shift has already caused a population explosion in retirement-friendly cities such as Penticton, British Columbia; Charlottetown, Prince Edward Island; and London, Ontario. City planners are scrambling to build more apartments and retirement residences near vital amenities such as shopping malls, hospitals and medical offices. Read more
Porting a Mortgage
Wednesday 12th, 2020
Sutton Realty
Porting a mortgage refers to transferring a mortgage—along with your current rates and amortization period—from one property to another. Unlike refinancing, porting doesn’t require you to break your mortgage, which would incur prepayment penalties as high as three months of principal plus interest. Porting is especially useful when your fixed mortgage rate is lower than the rates currently being offered by lenders. These benefits aside, mortgage rules are complex, so homeowners need to understand the basics upfront in order to make wise decisions. Read more
Co-ownership Housing
Tuesday 11th, 2020
Sutton Realty
Many Canadians struggle to purchase a home—and with good reason. According to the most recent report from the Organization for Economic Co-operation and Development (OECD), Canadian house prices rose 22% faster than income in 2018. In fact, Canada had the highest house price to income ratio in the world. That same year, the average annual increase in the Consumer Price Index (CPI), which measures hundreds of items including food, utilities, clothing and appliances, was only 2.3%. Read more